MoZ Afzal is the global CIO of EFG Asset Management and the CEO of EFG Asset Management (UK). He is chairman of the EFGAM asset allocation committee, and has overall supervisory responsibility for the investment process. He joined EFG Private Bank in 1994, and was appointed as a director of EFG Asset Management in January 2000. He holds a degree in mathematics from Middlesex University and an MBA from Aston University.